Published: 3/28/2022 | Updated: 7/03/2023
Find A Drug & Alcohol Rehab That Takes TRICARE Insurance
Table of Contents
- Find A Drug & Alcohol Rehab That Takes TRICARE Insurance
- What Is Tricare Insurance?
- The Link Between Military Service And Substance Abuse
- What are the Symptoms Of PTSD?
- The Branches Of Military Service
- Types Of Tricare Health Plans And Tiers
- Coverage And Confidentiality in Rehabs That Accept Tricare
- Treating PTSD and Veteran Concerns Using Tricare
- Do Providers Have To Be In Network With Tricare?
- Paying For Costs Not Covered By TRICARE Insurance
- Am I Eligible For Rehabs That Accept Tricare?
- Does Tricare Cover Addiction And Mental Health Treatment?
- What Treatment Providers Accept Tricare Insurance For Rehab?
- Using Tricare Insurance For Dependents Rehab Treatment
- What Should I Ask About Using TRICARE for Drug and Alcohol Addiction Treatment?
- PTSD And Finding Proper Dual Diagnosis Programs
- Achieving Dedicated Therapy
- Get Lasting Recovery With The Right Tricare Rehabs Now!
- TRICARE REHAB FAQs
Many rehabs that accept Tricare exist. Of course, coverage depends on your health plan and your specific rehab facility. In 2017, Tricare made huge alterations to their mental health welfare, which now comprises coverage for drug or alcohol addiction. Substance addiction can happen to anyone, especially military veterans. Tricare assists active-duty military members to change their lives and overcome their drug or alcohol abuse through access to rehabs that accept Tricare and military insurance.
Generally, Tricare covers rehab for alcohol and drug addiction within the military, depending on individual needs and health plans. Some rehabs accept Tricare for addiction detox, inpatient treatment, and residential care, as well as some longer-lasting aftercare offerings. Unproven treatments, such as aversion therapy or other holistic remedies, may not be covered by Tricare.
It is also important to remember that certain traumatic experiences lead people toward unhealthy coping mechanisms. People who suffer from addiction may recover from it if they choose to do so with the help of substance use disorder treatment, therapy, rehab, and a sober support system that meets their unique needs and helps out when times get challenging in recovery!
Keep reading to find out more about TRICARE rehab coverage and how to get the help you need now!
What Is Tricare Insurance?
Previously known as the Civilian Health and Medical Program of the Uniformed Services, Tricare is known for supporting health care schemes for retired and active military service soldiers as well as their families. Tricare is part of the initiative by the United States Department of Defense Military Health System which covers insurance for people serving the U.S. Army, Marine Corps, Air Force Coast Guard, Public Health Service, Navy, and Commission Core of the Atmospheric Association and National Oceanic.
Reports suggest that 1 in 5 veterans suffer from SUD (Substance Use Disorder). Veterans out on the battlefield abuse alcohol more because of Post-Traumatic Stress Disorder (PTSD) from disturbing and haunting experiences while in service. If you or your loved ones have a dependency on drugs or alcohol, it’s best to first find drug rehab programs that accept Tricare so you can get treatment.
The Link Between Military Service And Substance Abuse
Veterans have many treatment choices available to them. Veterans who have seen combat may have coexisting diseases like post-traumatic stress disorder (PTSD), and disorders, such as depression besides addiction. Even though most PTSD cases are because of warfare, women veterans have also reported being sexually assaulted in the military. Finding rehabs that accept Tricare is essential to help fight the symptoms of PTSD and substance abuse.
What are the Symptoms Of PTSD?
Traumatic experiences often trigger symptoms, resulting in many veterans turning to substance abuse to numb their agony and to meditate.
- Low sense of self-worth
- Self-damaging behavior (substance abuse or self-harm)
- Memory problems
- Relationship problems
- Trouble sleeping
The Branches Of Military Service
Rehabs that accept Tricare from the Military comprise six divisions, each consisting of part-time and active-duty workers. Each differs in service obligation, site, and how their associates provide the general assignment of defending the country, although all departments have a similar pay scale based on their ranks.
Coverage for family members with Tricare is provided for each department worker. Treatment for active-duty members who may abuse substances is often complex and may involve family therapy as well as the need for outpatient counseling. Hence, it’s wise to admit to rehabs that accept Tricare to fight off their addiction.
Types of Beneficiaries
Sponsors — Guard/Reserve officers, retired and active duty.
Family members—offspring and spouses of registered DEERS.
Your health plans and benefits for rehabs that accept Tricare may differ based on your beneficiary group.
Types Of Tricare Health Plans And Tiers
Based on their ranks and duty stations, active-duty service officers may enroll in the schemes mentioned below at rehabs that accept Tricare:
- TRICARE Prime
- TRICARE Prime Overseas
- TRICARE Prime Remote
- TRICARE Prime Remote Overseas
- TRICARE Select
- TRICARE Reserve Select
- TRICARE Retired Reserve
Active-duty officer families can register Prime programs with their guarantor, or see if they qualify for the programs below:
- TRICARE Select Overseas
- US Family Health Plan (in some U.S. sites)
- TRICARE Young Adult (dependent adult children only)
- TRICARE For Life (with Medicare Part A & B insurance)
- Dental care at military hospitals for active-duty service officers
Coverage And Confidentiality in Rehabs That Accept Tricare
While Tricare covers your medical care, patient/doctor confidentiality is kept firmly in place to keep the patient’s sensitive information safe. It includes:
- SUD (Substance Use Disorder)
- Ability to harm others or themselves
- Sexual harassment or assault
- Domestic violence
While your provider doesn’t need your consent or permission to create a report on you, they do need to inform you about the confidentiality of limits before you disclose sensitive information to them. You have the right to be aware of who your healthcare group will be, including their professional permits and names. You can also ask for information regarding your:
- Treatment options
- Consent or refusal of treatments
- Participation in clinical trials or other research investigations
- Every prospective complication
- Ethical issues
- Possible substitute treatments, per availability
Treating PTSD and Veteran Concerns Using Tricare
PTSD in veterans is regularly prescribed with medications to help ease their anxiety. Many medications prescribed are extremely addictive, to the point of addiction. Veterans who don’t suffer from PTSD still have battle-related injuries that need to be treated.
Doctors often prescribe non-addictive Antidepressants like Zoloft or Paxil, off-label, to help manage chronic pain. However, it’s best to get them admitted to rehabs that accept Tricare for treatment. Medications commonly prescribed to veterans comprise:
- Sedatives (Lunesta, Ambien)
- Benzodiazepines (Xanax, Valium, Ativan)
- Prescription Opioids (OxyContin, Vicodin, Lortab)
Veterans who use these medicines might end up developing a dependency on them. This means the effects of these medicines build tolerance and, when trying to quit, display symptoms of withdrawal.
Over time, this can turn into compulsive drug-seeking behavior, resulting in the veteran falling into a severe addiction. For a long-term recovery journey, rehabs that accept Tricare are crucial.
Do Providers Have To Be In Network With Tricare?
By registering with TRICARE Prime Remote, you’ll discover a network provider if they are available in your remote location. While paying, be sure to look for rehabs that accept Tricare using TRICARE Retired Reserve, TRICARE Reserve Select, or TRICARE Select.
In this way, you’ll have to pay less for treatment from network providers. Of course, there is no requirement to use the network providers to look for rehabs that accept Tricare. This means you may be able to receive treatment through an out-of-network treatment specialist, depending on your specific care needs.
Paying For Costs Not Covered By TRICARE Insurance
Usually, TRICARE eliminates supplies and services that aren’t psychologically or medically essential for the treatment or diagnosis of a mental disorder, injury, pregnancy, or other medical complications. Moreover, all services (including residential institutional charges) linked to a non-covered treatment or condition, or provided through unlawful providers, are omitted.
The catastrophic cap is what you’ll pay the most out of your pocket. It includes charges such as copayments, deductible enrollment fees, and extra cost-shares centered on the TRICARE-allowable cost. Remember that every charge doesn’t relate to the catastrophic cap. The exclusions contain:
- Point-of-service fees for TRICARE Prime
- Premiums (premium-based plans)
Am I Eligible For Rehabs That Accept Tricare?
The following category of people are eligible for TRICARE:
- Retired or active-duty uniformed Service officer
- Child or spouse or child of a retired or active-duty Uniformed Service officer
- You are a National Guard or Reserve officer
- Spouse or child of a National Guard or Reserve officer
- Survivor of a departed military officer
- Former spouse of a military officer
- Recipient of Medal of Honor
- Child or spouse of a Medal of Honor recipient
- Listed in the Defense Enrollment Eligibility Reporting System (DEERS)
Does Tricare Cover Addiction And Mental Health Treatment?
Many people, including some you likely know, may be suffering from SUD (substance use disorder). In 2017, the Substance Abuse and Mental Health Services Administration reported that an average of 1.9 million people in the USA seek treatment for SUD.
If you fear that you or your loved ones depend on the misuse of prescription drugs or alcohol to get through each day, look for rehabs that accept Tricare for detoxing and other types of substance use disorder treatment.
TRICARE covers operational treatments for SUD (substance use disorders). As a TRICARE recipient, you have the right to use:
- Partial hospitalization programs
- Opioid addiction treatment programs
- Medication-assisted treatment
- Inpatient and outpatient treatment
- Residential substance use disorder treatment
- Intensive outpatient programs
- Office-based opioid treatment
- Sober living homes
What Treatment Providers Accept Tricare Insurance For Rehab?
Although the list of treatment providers across the country that accept TriCare is large and ever-changing, the simplest way of determining your coverage and treatment options is to reach out to Find Addiction Rehabs today. We have more resources on our site, and are happy to answer questions in a confidential chat at any time!
Our dedicated recovery representatives can help you locate treatment options, no matter your state of residence, and assist in providing coverage details and any out-of-pocket costs associated with a rehab stay. Reach out now to learn more about your potential choices.
Using Tricare Insurance For Dependents Rehab Treatment
TRICARE provides insurance coverage that comprises urgent medical care and non-emergency treatment as long as they relate to alcohol or drug addiction. Rehabs that take Tricare coverage are important for military officers looking for discretion when detoxing and recovering from SUDs (substance use disorders).
Residential and inpatient rehab requires them to stay at the facilities for treatment, while outpatient services are more flexible and allow for residing at home, but with less structure and individual attention.
Tricare can also be used for dependents, with those covered typically being immediate family members, such as spouses and children (up to the age of 21 or 23 depending on circumstances and type of plan).
What Should I Ask About Using TRICARE for Drug and Alcohol Addiction Treatment?
To be eligible for residential or inpatient treatment, TRICARE has certain requirements you need to fulfill. Firstly, you need a formal diagnosis for severe symptoms of SUD (Substance Use Disorder) that need immediate medical care. If you are not seeking treatment for a medical or psychiatric emergency, you need to present prior approval.
You can also ask about partial exceptions and exceptions to guidance with no coverage of your case manager. You should also ask about:
- Rehabs that accept Tricare for treatment
- Hospice care
- Long-lasting medical equipment
- Accomplished nursing care
- Home health care
PTSD And Finding Proper Dual Diagnosis Programs
PTSD causes an impact on people both emotionally and mentally, causing nightmares, unwelcome memories, and severe anxiety which hinders the ability to function daily. Many people use alcohol and drugs as a coping mechanism to avoid PTSD.
Most individuals with post-traumatic stress disorder will at some point seek relief from their painful experiences through the use of drugs or alcohol. It is essential to seek medical help if you are experiencing these behaviors. If you’re eligible, enrolling in rehabs that take Tricare may be the key to your recovery journey.
Achieving Dedicated Therapy
Recovering from dual diagnoses of PTSD and an addictive problem requires increased upkeep from professional mental experts. People battling with both PTSD and SUDs may hesitate when looking for treatment because they blame themselves for the traumatic experience they went through.
Such clients may require extra help from professionals and their loved ones to realize they need help to overcome their trauma. With the help of rehabs that accept Tricare, therapy plans for substance abuse should have:
- Singular Psychotherapy helps the victim deal with what triggers substance misuse.
- Leading seminars with different clients who also go through the effects of addiction and PTSD.
- Treat couples or families and guide them to strengthen their connections with each other and communicate with relatives about safe topics to talk about. This can even include couples rehab offerings, should both partners be TriCare policy holders.
- Register the clients in a 12-step program to encourage socializing within a group to ease anxiety and social stigma.
- Medical treatment with aggressive clients to help with flashbacks and nightmares resulting in anxiety and stress.
Get Lasting Recovery With The Right Tricare Rehabs Now!
When looking for the right treatment facility to help you, focus on the long-term recovery journey. Many individuals require a minimum of three months of treatment before they show the potential to achieve lasting recovery without returning to drinking or drugs.
Research has proven that the best results come from long-term treatment plans even though they can intimidate initially. Ask about the possibility of longer programs and find out if they are a fit for your situation, it can be helpful to have the added level of support for longer periods than a 30-day program offers.
Selecting the finest treatment program for your health can be an arduous process. Find Addiction Rehabs is the single source that helps you connect with the most suitable options.
Find Addiction Rehabs helps you find rehabs that accept Tricare along with specialized professionals who aid in your recovery process. Call today to get direction in your search for rehabs that accept Tricare, and be given options for treatment within minutes.
TRICARE REHAB FAQs
Does TRICARE Cover Drug Rehab?
TRICARE covers all levels of drug rehab. This includes residential treatment, Partial hospitalization programs, Intensive outpatient programs, and outpatient drug rehab.
Does TRICARE Cover Medical Detox?
TRICARE covers medical detox for drug and alcohol abuse. Most TRICARE-approved detox programs will have medical staff on-site to ensure you or your loved one remains safe & comfortable during the detox process.
Does TRICARE Cover Rehab For Dependents?
TRICARE will cover rehab for dependents. The process to enroll a dependent into a drug and alcohol rehab program is fast and easy and in many cases, they can start treatment within 24 hours of contacting a treatment center.
How Much Does TRICARE Rehab Cost?
The cost of rehab will vary based on your specific insurance policy. In most cases, TRICARE will cover up to 100% of your rehab program.
How To Find A Rehab That Accepts My TRICARE Insurance?
To find a rehab that accepts your TRICARE insurance, you can simply reach out to Find Addiction Rehabs on our 24/7 help hotline. We are staffed nights, weekends, and holidays to ensure that you or your loved one can get immediate help when looking for an in-network rehab program.
* Disclaimer: Find Addiction Rehabs is not affiliated with or endorsed by TRICARE. Details about TRICARE insurance coverage for rehab are intended for informational purposes only. The specific details of your plan may vary and the specific treatment services you require may or may not be covered. Please call our representatives today for more definitive details on your plan and options.
TRICARE – Covered Services
TRICARE – Health Plans
TRICARE – TRICARE Prime
TRICARE – TRICARE Select
TRICARE – TRICARE For Life
TRICARE – TRICARE Retired Reserve
TRICARE – TRICARE Young Adult
TRICARE – Substance Use Disorder Treatment
U.S. Military – TRICARE For Life Treatment Options
Edward lives and works in South Florida and has been a part of its recovery community for many years. With a B.A. in English Literature from the University of Massachusetts, he works to help Find Addiction Rehabs as both a writer and marketer. Edward loves to share his passion for the field through writing about addiction topics, effective treatment for addiction, and behavioral health as a whole. Alongside personal experience, Edward has deep connections to the mental health treatment industry, having worked as a medical office manager for a psychiatric consortium for many years.