Check Your Insurance Benefits for Rehab
Table of Contents
Request a confidential benefits check and learn what questions to ask about substance use treatment coverage. There is no charge to submit a request.
What a benefits check can tell you
- Whether the insurer reports active behavioral-health benefits
- Possible in-network and out-of-network benefits
- Deductible, copay or coinsurance information supplied by the insurer
- Whether prior authorization or other plan rules may apply
What it cannot guarantee
A benefits check is not a promise of payment, admission or placement. Final coverage depends on the plan, provider network, medical-necessity criteria, authorization requirements and the insurer’s claim decision.
Prefer to speak with someone?
Call 877-959-7271. Guidance is available 24/7.
Request a benefits check
Start with basic contact information. Please do not enter a member ID, Social Security number, diagnosis or other sensitive medical information in this form. A team member can explain the next step by phone.
What happens next?
- A member of the customer-care team contacts you using the information provided.
- With your permission, the team asks the insurer about reported treatment benefits and relevant plan requirements.
- You receive an explanation of the information reported by the insurer and, if requested, available treatment options. Any financial relationship is explained before a referral or connection.
Coverage varies
Marketplace plans include mental health and substance use disorder services, but specific benefits and costs vary by plan and state.
No insurance?
You may still have options, including self-pay, sliding-scale, state-funded or community programs. SAMHSA’s treatment locator can help identify services.
Independent choice
You are not required to use a facility discussed by this service. You may contact your insurer or providers directly and compare alternatives.
Official resources
HealthCare.gov: Mental health and substance use coverage
SAMHSA FindTreatment.gov
SAMHSA National Helpline
Frequently Asked Questions
What should someone know about check Your Insurance Benefits for Rehab?
Request a confidential benefits check and learn what questions to ask about substance use treatment coverage. There is no charge to submit a request. Coverage and out-of-pocket responsibility vary by plan, provider, authorization requirements and individual circumstances; a benefits check is not a guarantee of payment.
What a benefits check can tell you?
Whether the insurer reports active behavioral-health benefits Possible in-network and out-of-network benefits Deductible, copay or coinsurance information supplied by the insurer Whether prior authorization or other plan rules may apply
What should someone know about request a benefits check?
Start with basic contact information. Please do not enter a member ID, Social Security number, diagnosis or other sensitive medical information in this form. A team member can explain the next step by phone.
Reviewed By – Medical Director
Contributor
Last reviewed: July 12, 2026