Where Can You Go with Health Net Insurance?

You are ‘sick and tired of being sick and tired,’ and are ready to take the first steps to recovery from your drinking or drug issues. Health Net Insurance coverage can help you to get your foot in the door of an effective rehab treatment facility. This can kickstart your substance abuse treatment. But where can you find rehabs that accept Health Net?

Keep reading to find out the forms of treatment that are covered by Health Net insurance, and how Find Addiction Rehabs can provide options for Health Net rehabs nationwide now!

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Does Health Net Cover Mental Health Services and Rehab Treatment?

The good news is that Health Net is a useful insurance plan that can help you find the mental health coverage you need. They understand that 52.9 million people experience mental health concerns each year, according to NAMI. For many, these health concerns segue into addiction as people attempt to cope in the best way they know how.

Mental Health Services

Health Net promotes preventive services that focus on behavioral health and mental health. However, they also have a network of behavioral health services for those who need more assistance. Known as their Managed Health Network (MHN), you will have access to more than 16,000 providers.

The benefit of the MHN from Health Net insurance is that you do not need a referral or prior authorization to get the help you need. Instead, you can immediately receive treatment in whatever form works best for you.

A quick and completely confidential call to Find Addiction Rehabs will provide options nationwide that accept Health Net for rehab.

Using Health Net to Cover Substance Abuse Treatment

While there are many rehab facilities that accept Health Net insurance, it’s important to verify your coverage before signing up for treatment. It is always a good idea to double-check what services you can expect to be covered and what the out-of-pocket costs will be. Financial concerns can hinder your ability to focus on your treatment.

You are not alone if you want mental and behavioral health services but are not sure what is covered by your Health Net plan.

Instead of navigating through the red tape that accompanies calling your insurance company, allow Find Addiction Rehabs to help you figure out what is covered. We offer a complimentary verification of insurance benefits to break down what you can expect to pay for your treatment.

Our goal is to help you find the treatment center that meets your needs for the lowest possible out-of-pocket costs. Within five minutes of contacting us, we will reach out to Health Net to locate the best possible care for you. We make it easy for you to understand what behavioral health services and residential treatment options might be on the table for you.

How Can I Find Rehabs that Accept Health Net?

If you are committed to finding residential treatment for your addiction, you need to know where to turn. Health Net insurance coverage helps with the cost, but here is what you need to know to find one of these centers.

National Rehab Coverage from Find Addiction Rehabs

A national program that houses an extensive list of facilities available for both detox and rehab is a huge asset. Find Addiction Rehabs offers this service, taking your insurance with Health Net into account when helping you find the perfect center. We coordinate with your insurance providers to see what will be covered.

We can tell you which programs are offered in-network for the lowest possible out-of-pocket cost, but we also know which ones are out-of-network for you. Our program aims to give you all of the information needed to make an educated decision about which program is going to be the right fit for you.

From behavioral health plans and providers to mental health rehab providers, Find Addiction Rehabs partners with accredited facilities across specialties.

Reach out to us today to get assistance with figuring out how your substance abuse services might be covered by Health Net.

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What Does Health Net Insurance Cover?

Of course, there are different levels of treatment that you can sign up for. Some will be covered in their entirety by a Health Net plan while others will be more expensive. Know the different levels of treatment to figure out what the right move is for you.

Detox for Substance Use Disorders

A detox facility can help you in the immediate withdrawal from drug and alcohol usage. If you are in a position where you struggle with addiction, withdrawal from heavy use can be dangerous and uncomfortable.

You might feel better knowing that medical care is available to you for the first few days following your decision to quit.

Inpatient Treatment or Residential Rehab

Inpatient Treatment

As you clear the drugs and alcohol from your system, it might be time to move on to intensive treatment at a facility. This gives you access to a safe environment and help from mental health providers around the clock. It is one of the best ways to begin your addiction treatment. Inpatient facilities lessen the risks of relapse immediately following your detox experience.

Outpatient Treatment Centers

Outpatient treatment could be done at a center that specializes in addiction treatment or through your general physician, mental health provider, and a team of other specialists. For many people, an intensive outpatient program is a next step following inpatient treatment. It allows you to make the transition from 24/7 care to daily care with a team of experienced clinicians.

A partial hospitalization (PHP) or an intensive outpatient treatment (IOP) program is a less restrictive form of behavioral health model than inpatient treatment. You may spend anywhere from three to five hours each day attending groups, learning coping skills, and meeting with a team of providers who are focused on your recovery. Partial hospitalization is often used as a step-down for residential addiction treatment.

Medication-Assisted Treatment

At any of the above stages of treatment, you might also need medication-assisted treatment. There are medications that are designed to keep you from taking more drugs and alcohol that can help hold you accountable to your treatment plan. It can help with the symptoms of detox as well as your ongoing recovery from various forms of substance use disorders.

These can be taken during either an inpatient experience or on an outpatient basis. Be sure to consult with your team of providers to determine if medication-assisted treatment is an option for your substance abuse struggle.

What are the Types of Health Net Insurance Coverage?

For those who are committed to seeking addiction treatment, it is necessary to understand what type of Health Net health insurance coverage you may have. There are two main types of insurance coverage you might have: PPO and HMO. Each of these has a different method to help you find the perfect treatment center for behavioral health or drug and alcohol addiction.

PPO

PPO insurance rehab infographic by Nicole R

This type of coverage stands for Preferred Provider Organization. In this type of insurance, you will find that there are providers who come to an agreement with Health Net. They offer their services at a fixed rate, agreed upon by the insurance provider. You may see any provider, whether they are in or out of the network.

For the most part, you will not need a referral to access higher-level care such as inpatient treatment or specialty care.

However, these plans tend to be a bit more expensive as they cover a wider range of services with fewer restrictions on receiving higher-level care.

HMO

An HMO is a bit more restrictive in helping you obtain the services you need for substance abuse. With this type of plan, you will select a primary care physician from a list of in-network providers. Your primary care doctor will then place a referral for any specialist services that you may need. These services must also be considered in-network with Health Net.

These are generally more affordable plans since they are a bit more restrictive in what they will cover. However, it is still more than possible to find substance abuse services even within these parameters. Find Addiction Rehabs can help you navigate these scenarios with complimentary insurance verification.

What Do I Do If Health Net Insurance Doesn’t Cover My Treatment?

Arguably, one of the biggest hurdles for people to clear is what to do with the portion of the bill that your Health Net insurance plan does not cover. Not knowing what your payment options are can take a toll on your mental health. The good news is that you have plenty of options to get the mental health and rehab coverage you need to combat your addiction.

Sliding Scale or Payment Plans

First, you might inquire with the treatment center about a sliding scale. These are frequently based on income and may reduce your out-of-pocket costs. If they do not have a sliding scale option or you do not qualify, many will be ready and willing to set up payment plans so that you do not have to pay for treatment all upfront.

Scholarships

Some centers will also offer scholarships that can cover the full cost of your treatment. Oftentimes, this is based on financial need.

Financing or Loans

When the facility does not offer either of these options, you might arrange to take out a loan from a friend or family member who is invested in seeing you recover. You could also put the cost of treatment on a credit card or find another form of financing.

Taking Loan to Cover Addiction Treatment

If you need help figuring out how to pay for your treatment, Find Addiction Rehabs can help you to get the substance abuse treatment that you need at a price you can afford. We have compiled an extensive list of behavioral health treatment facilities so that you have all of the options at your disposal to get the mental health services and substance abuse coverage you need.

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Find a Rehab that Accepts Health Net Now

If you are unsure what your insurance company will cover, you need to know what to expect upfront. Find Addiction Rehabs can help you bridge the gap by verifying your insurance coverage before helping to connect you with an addiction treatment center. We have a team of people who can help verify your insurance 24/7.

After finding out which mental health services are covered by your plan, we can pair you with rehab or detox centers that accept your Health Net insurance. We could potentially help you to move forward with your substance abuse treatment in as little as 24 hours.

If you are ready to make a major change in your drug and alcohol addiction, it’s time to reach out to Find Addiction Rehabs now!