Do I Qualify for Insurance Coverage Under My Parent or Spouse’s Policy?
In most cases, individuals can be covered by their parents or spouse. Once a dependent individual turns 26 years old, however, they will not be able to be covered by their parents. You should always check coverage disclaimer information with a parent or spouse’s provider when considering what payment options will work best for your substance abuse treatment needs.
Can I Still Get Insurance Coverage if I Just Lost My Job?
If you or a loved one is facing sudden unemployment and lost your insurance as a result, then you will qualify for a Special Enrollment Period. This means that you will be able to enroll in a Marketplace insurance plan within 60 days of losing your job.
These include services such as COBRA and Medicaid, which help unemployed or financially unstable individuals are able to continue receiving insurance coverage for their healthcare needs. For more information on these options, call our 24/7 hotline, or fill out a contact form to get immediate help for all of your coverage questions.
What if I Have No Insurance But Still Need Addiction Treatment?
Several treatment programs will accept out-of-pocket payments for treatment, although many addiction treatment options can cost up to and even over several thousand dollars. For those struggling financially, including those without an insurance provider, the SAMHSA organization will help them get admitted into substance abuse treatment centers at little to no personal cost.
More often than not, however, there will be a waiting list for these treatment programs, and they can be difficult to get into. Thus, seeking out insurance providers with decent addiction coverage options can make many people’s treatment a faster and more affordable process.
Finding Substance Abuse Rehab Centers and Other Addiction Services Near You
If you or a loved one is struggling with addiction, by calling our 24/7 hotline or filling out all the fields required on our contact form, we can get you immediate help with finding treatment facilities and options that are covered by your healthcare provider. Our admission navigators can help you get admitted into addiction treatment programs within 24 hours of reaching out.
You can also use the FAR drug and alcohol rehab browser to find multiple locations for treatment centers that will best serve all of your personal care needs. Don’t wait to see what addiction treatment options are covered by your provider; contact us today, and let us help you take the next steps in beating addiction, and becoming a happy, healthy, and sober you!
