Getting Help with Optima Health Insurance Plans
Table of Contents
- Getting Help with Optima Health Insurance Plans
- What Behavioral Health Services Does Optima Health Cover?
- Addiction Treatment Services Covered Under Optima Health Insurance Plans
- Finding Drug Rehab Centers That Accept Optima Health
- FAQs on Rehabs that Accept Optima Insurance
- Find Rehab Programs Covered By Optima Health Insurance Today!
For those who are struggling with substance use disorders, checking in with their insurance company to see what types of addiction treatment are covered under their policy will usually be their first step to getting the help they need.
If you have Optima health coverage, your insurance plan may be able to cover behavioral health services needed to treat your substance use disorder. Finding rehabs that accept Optima will be a crucial starting point for your recovery.
Keep reading to find out more about what addiction treatment programs and mental health services can be covered under your Optima health insurance!
What Behavioral Health Services Does Optima Health Cover?
Addiction treatment coverage under Optima can help you cover the costs of treatment for many different drug and alcohol rehab programs. Of course, the level of coverage your Optima health insurance plan will provide can vary depending on your specific policy and treatment needs.
There is an extensive list of substance abuse treatment and drug rehab programs covered by Optima Health, including:
- Medical detox programs
- Inpatient drug rehab centers
- Outpatient treatment programs
- Partial hospitalization programs
- Intensive outpatient programs
- Medication-assisted treatment & prescription drugs
- Treatment for opioid addiction
- Behavioral therapy
No matter what type of treatment you require, the right level of Optima Health coverage can significantly minimize your out-of-pocket costs when recovering from addiction and mental health conditions.
Having health insurance can also expand your treatment options, allowing you to receive care through an extensive selection of addiction rehab programs and providers.
Addiction Treatment Services Covered Under Optima Health Insurance Plans
There are several methods available for treating addiction, each of which can help you overcome your habits of substance abuse and get started on the path to sobriety.
Depending on your addiction severity, you may require more intensive care options, as these will provide you with an individualized treatment plan. When it comes to formal treatment, this may include participating in programs such as:
- Medically-Supervised Detox Programs
- Inpatient Treatment Programs
- Outpatient Treatment Programs
We know it can be hard to figure out which treatment options will be best for addressing your specific care needs. It may be helpful to speak our addiction specialists at Find Addiction Rehabs when narrowing down which levels of care will best suit your treatment requirements. Simply let us know what you are struggling with, and we can help you decide the best options for your care and recovery.
When recovering from a severe drug or alcohol addiction, it is all too common for individuals to develop symptoms of withdrawal as their body adjusts to no longer using an abused substance. These side effects can make recovery difficult, and even impossible for many people.
If you are at risk of experiencing withdrawal, your treatment process will usually start off with a medical detox process. These programs can help wean you off of an abused substance while under the constant care and supervision of medical professionals.
This will not only help manage and even prevent the development of withdrawal symptoms, but can help reduce drug cravings and make the early recovery process much easier.
Going through a medical detox program is, for many people, the best way to set up a successful foundation for achieving and maintaining long-term sobriety.
Once this process has been completed, most people will be encouraged to continue receiving care through inpatient rehab or an intensive outpatient treatment center, or any other rehabilitation service that can help them further hone and maintain their newfound sobriety.
Inpatient rehabilitation can offer 24/7 care to their clients, providing constant medical supervision and a safe recovery environment. Inpatient treatment is typically the most intensive form of rehab. Of course, this can also come with a hefty price tag.
Using Optima Health plans to help cover the costs of inpatient rehab can help you get the necessary physical and emotional support you need to overcome your addiction, without having to worry about the costs of treatment.
Inpatient and residential programs will typically incorporate both a clinical and holistic approach to treatment. This means they will provide both medical support during your recovery process, as well as intensive therapy and emotional support tools to provide a whole-health approach to your care.
Inpatient treatment services can help you address both your physical addiction itself, as well any underlying mental health issues that may be causing or contributing to your habits of substance abuse. Some of these treatment methods may include:
- Behavioral therapy
- Individual therapy
- Group therapy
- Family therapy
Whether seeking care through an intensive outpatient program, partial hospitalization program, or more standardized outpatient services, this level of care can provide more flexible and affordable rehabilitation services.
While outpatient rehab will usually follow an inpatient or residential program, these services can also be sought out as a primary form of care. While not as comprehensive as higher levels of care, outpatient treatment can be more affordable and flexible.
Outpatient rehabilitation can be a good choice for individuals who are affected by less severe addictions, or are not struggling with a co-occurring substance use and mental health disorder, which can further complicate the recovery process.
Outpatient treatment will usually consist of participation in recovery support groups and group counseling, such as through programs like Alcoholics Anonymous (AA) and Narcotics Anonymous (NA) and other secular alternative organizations.
You will typically attend outpatient sessions several times a week, and may continue treatment over a period of several weeks, months, or even years. This may also include the incorporation of several different therapies and relapse prevention programs, as well.
Medication-assisted treatment (MAT) is a rehabilitation service used in many different levels of care, as well as a stand-alone form of treatment. Fortunately, MAT is one of the many treatment services covered under Optima Health insurance.
Those with substance use disorders may be prescribed certain medications to help manage withdrawal symptoms and drug cravings, which can make their recovery process more difficult.
Of course, even with a medical necessity, prescription medications can become costly. Optima health plans can help significantly minimize the expenses that come with having an extensive treatment plan.
Ultimately, the type of treatment that will work best for you can vary based on your specific needs. Speaking with an addiction specialist, such as a Find Addiction Rehabs’ representative, can help you figure out what treatment options will be best for you, not to mention work with your health insurance coverage.
Finding Drug Rehab Centers That Accept Optima Health
It is necessary to understand that not all alcohol and drug rehab centers will be covered under Optima Health insurance. Doing your research and finding treatment providers that are in-network with your insurance will be an important step in minimizing your out-of-pocket expenses.
Going to rehab and recovering from addiction can be a stressful enough process on its own. Having to worry about the financial burden this treatment can place on your life will only make this process more difficult. In some cases, it can even keep people from getting the help they need.
Seeking out behavioral health services that are covered under your health insurance plans’ coverage can help you get the best treatment possible, and allow you to maintain long-term sobriety without having to worry about being set back financially.
FAQs on Rehabs that Accept Optima Insurance
Do treatment centers have to be In-Network with Optima Health to accept Coverage?
When trying to recover from a substance use disorder, it is not uncommon for some people to look outside of their insurance network for treatment. Of course, seeking out-of-network providers can make getting coverage for the costs of their treatment a little bit more difficult.
While Optima Health has an extensive network of behavioral health treatment programs covered under their plans, not all rehab centers will be included in this list.
You can use the Find Addiction Rehabs fast and free insurance verification tool to find out what rehab centers in your area accept your insurance coverage, with options for both in-network and out-of-network providers.
Of course, just because a rehab center is out-of-network does not necessarily mean your insurance plan will not provide coverage for treatment. Whether out-of-network coverage may apply to your treatment will depend on your health insurance plans’ coverage.
HMO plans through Optima Health, or employer-sponsored plans will usually require them to seek treatment through an in-network provider. PPO plans and POS plans through Optima, however, are more flexible and can allow for out-of-network care.
Does the cost of my Optima Health insurance plan go up if I verify coverage?
No. Your insurance premiums or policy will never rise due to checking on your eligibility for addiction treatment. It is illegal for Optima or any other insurance provider to discriminate against addiction as a pre-existing condition, or to raise health insurance rates based on verification of coverage.
Does my Optima Health plan cover mental health and addiction treatment?
Yes, it is very likely that your Optima Health plan covers both addiction treatment and behavioral health, including mental health services. The extent to which Optima covers these services will vary, however, so finding out your coverage details can let you know of any out-of-pocket costs.
Find Rehab Programs Covered By Optima Health Insurance Today!
If you or a loved one is struggling with addiction or mental health issues, insurance providers like Optima Health can offer coverage for many types of substance abuse treatment programs.
It can be difficult to begin your recovery journey without the right help and support. That’s why the Find Addiction Rehabs hotline is available 24/7, so that we can answer all of your recovery questions and help you find affordable treatment options nationwide.
We can help you verify your insurance coverage and find out what treatment options are covered by your insurance provider, whether you are covered through Optima Health or any primary care provider.
Our recovery team is dedicated to helping our clients recover from addiction by getting the proper care and treatment they need. You should not have to be limited in your options for rehabilitation.
Reach out today to learn more about what Optima Health offers in terms of treatment coverage, and get connected with rehab programs that are in-network with your insurance plan now!
* Disclaimer: Find Addiction Rehabs is not affiliated with or endorsed by Optima Health Insurance. Details about Optima’s coverage are intended for informational purposes only. The specific details of your Optima plan may vary and the specific treatment services you require may or may not be covered. Please call our representatives today for more definitive details on your plan and options.
Deborah Tayloe is a freelance writer specializing in health and sciences. Deborah earned a B.S.Ed. in Secondary Education/English, accompanied by a Spanish minor. Her writing expertise allows her to craft engaging, impactful articles to help people be well.
In addition, she holds a fully accredited Certificate of Natural Medicine and is a certified Herbalist. Through her understanding of complementary medicine, Deborah helps medical professionals give people the information they need to embrace natural approaches to wellness.
When she’s not working, Deborah trains for 5K races and advocates for animal rights.