Affordable Rehab Services

Getting Addiction Treatment that is Cost Effective

Getting access to addiction treatment may not come cheap. Substance abuse is a serious issue that requires mental health services to ensure a commitment to a clean and sober lifestyle. If you find that you are in need of an alcohol or drug rehabilitation center, what do you do when money is the issue holding you back?

You need an affordable rehab that works with or without your health insurance to make your treatment more cost-effective. But finding a facility that meets your needs can feel like an endless climb uphill, with over 15,000 rehabs and counting in the US..!

Did you know Rehabs Of Armerica can help you find a facility that offers an agreement for a lower initial and overall cost for services provided? When you are ready to receive treatment for substance abuse, here is what you need to know about finding inexpensive treatment programs without sacrificing quality.

What Do You Do When Insurance Coverage Doesn’t Work?

Oftentimes, insurance coverage only kicks in for a portion of the addiction treatment at a vetted and approved facility within their network. They may cover the first few weeks of a stay at one of these facilities before wanting to discharge patients.

Under the Affordable Care Act (ACA), it requires insurance to cover substance abuse treatment and mental health services. That being said, it does not specify for how long they must cover treatment and the insurance companies often cut access to drug rehab centers shorter than what many patients might prefer.

Unfortunately, rehab centers often are not cheap and this can leave people floundering. They are not yet ready to return back to their life sober but are also not prepared to pay the hefty bill that often comes as the cost of rehab.

3 Ways of Managing the Costs of Rehab

How can you make access to addiction treatment programs more affordable so that you can continue with your progress? Here are a few ideas to make treatment centers more affordable without health insurance or without extended coverage.

1) Ask for a Payment Plan

Many people are overwhelmed by the upfront costs of rehab facilities, but that does not have to be the case. While most do not have a few thousand dollars sitting in their bank account to cover the cost of treatment, they may not have to. Many programs are happy to offer payment plans for their programs, as a way to make it easier for potential clients to raise money for rehab.

These forms of payment assistance usually kick in once you are discharged and are back to your day-to-day life. It ensures that you have the time and space needed to focus on gaining sobriety for a set period without worrying about the cost.

2) Look for Scholarships and Grants

If insurance does not cover your rehab stay, there are other avenues to pursue to fund your substance abuse treatment. There are many companies out there that offer financial assistance for those who need alcohol addiction or drug addiction treatment. That being said, you will need to apply and see if you qualify which can hinder forward progress.

Some rehab centers have in-house grants and scholarships for those who meet the qualifications of financial need. Inquire about sliding scale fees and any grants that might be available to help cover the cost of treatment.

The Substance Abuse and Mental Health Services Administration (SAMHSA) also has noncompetitive grants that you can apply for rehab and mental health treatment. Look into government-sponsored grants like these if you need more help to cover the cost of your treatment.

3) Try Government Insurance

Many people qualify for government insurance to help them cover the cost of drug rehab or alcohol rehab. Medicare and Medicaid are both great options that often lead to low-cost rehab programs compared to private insurance.

While not everyone will qualify for this type of robust insurance coverage for alcohol and drug abuse, it is worth looking into if you are unsure how you will be able to afford rehab programs to kickstart recovery.

They frequently cover both inpatient rehab programs and outpatient programs, ensuring that you have the help you need at a cost you can afford (possibly even for no out-of-pocket costs).

Establishing an Affordable Cash Pay Rate

Of course, if you or a loved one has no health insurance coverage whatsoever, it might be even more important to find ways to make your choice of rehab facility more affordable. There are many aspects of substance abuse recovery to consider: detox, inpatient rehab, and even partial hospitalization (PHP) programs.

All give you a guarantee of a set amount of time clean or sober, but they come with various treatment costs. Detox and PHP tend to be the least expensive because you are receiving less intensive services for a shorter period of time.

How Can I Pay for Detox and Rehab Without Insurance?

Establishing a cash pay rate is the easiest and most straightforward way to navigate the system. You will know upfront what percentage of the cost of services you will receive will be or a flat rate for the entire agreed-upon stay (such as a 90-day stay).

Keep in mind that most affordable rehab centers will include comprehensive treatment for substance use disorder in their inpatient package. This means that you will likely be placed in detox for a while, followed by inpatient rehab, and finally land in outpatient.

If you do not feel that you need all of these services, you can try to negotiate for a cash pay rehab discount on just the services that you require. For example, you might only want a PHP option because it is easier on your budget than a full inpatient stay.

Sliding Fee Scale for Income-Based Payment Assistance

For low-income individuals, even a cash pay discount may not be enough to help them afford the cost of top-notch rehab programs. Addiction treatment options are limited for those who have minimal income, so be sure to ask if any of the facilities you are considering offer a sliding fee scale.

The success that you will find with this method varies depending on the rehab programs that you are considering. The discount offered based on your income will vary depending on the program itself and your overall income level.

Considering Options for Substance Abuse Treatment Costs

One thing to note, especially for outpatient or PHP treatment avenues, is that the price will also depend on the intensity of the services offered. Some affordable drug rehab and alcohol rehab centers will meet daily for several hours while others may only meet a few times each week.

Because these programs are based on your income, you can ensure that your substance use disorder treatment plan will be affordable based on your income. That is not to say that it will not be a stretch to afford treatment, but it may be more affordable than continuing to pay for your drug or alcohol addiction.

Getting the Help You Need at a Lower Cost

Gaining access to a rehab program for drug and alcohol use is perhaps the most important step that you will take to achieve sobriety. Unfortunately, it is often too expensive for many people to consider. It does not have to be this way though.

Finding an affordable rehab is not only possible, but it can be easier than you anticipated. From scholarships and grants to government insurance to sliding fee scales, you have more options than ever to afford your treatment. Make the confidential call for addiction help now, and let our recovery representatives help you determine a way of making detox and rehab happen!

Reach Out Now for Affordable Rehab Options!

Rehabs Of Armerica is here to help you navigate the first steps toward finding treatment for your substance use. We can help you find a lower initial and even overall cost for services that you need to maintain your sobriety for a set period of time.

And we refer only to accredited facilities across the US and can help to ensure that the medical care you receive is an effective treatment program for your unique situation. We are also happy to work with family members and loved ones to determine the total cost of services and help your recovery journey get started more easily.

Reach out to Rehabs Of Armerica today to learn more about how we can help you find the treatment you need to find a healthy, clean, and sober way of life.

Make the confidential call now and get options for a brighter tomorrow, today!

Charles F.( Content Coordinator )

Charles F. has been an active part of the Florida recovery community for over 5 years. He began as a behavioral health technician at an addiction treatment facility in Ocala, Florida and has since begun training as a Licensed Addiction and Chemical Dependency counselor in Boca Raton. Charles’ passion involves the promotion of recovery and helping spread the hope of recovery to as many readers as possible!